1. The new wave is PiggyVEST! Target Savings Interest is 10% per annum and it is paid daily to your PiggyFlex account where it is compounded daily. It is AUTOMATED!!! (you don't have to worry about daily transfers or deposits). The minimum duration you can set is 30days. This is suitable for short-term savings. SafeLock on Piggybank is 13% per annum prorated according to the duration you set, this is usually for a minimum of 90 days. The minimum amount you can SafeLock is N1000. YOU CAN SAVE TOWARDS A GOAL, RENT, SCHOOLFEES, CARS, VACATION, WEDDING, BUSINESS CAPITAL etc. There are bonus points you get to convert o cash. There is also an investment account. 2. Cowrywise offers a minimum of 10% per annum which accrues to you on a daily basis and goes as high as 15% per annum on longer durations. other savings and investments platforms exist such as Cashbox, KoloPay, I- Invest, Payday Investor. Do not EAT YOUR FUTURE.